Thrissur is fast transforming into one of Kerala’s most desirable real estate destinations. Known as the cultural capital of Kerala, the city now boasts growing infrastructure, stable employment opportunities, and excellent connectivity—making it an ideal place for families and long-term investors.
However, buying a property is not just an emotional decision—it is a legal and financial commitment. To protect homebuyers, the Real Estate (Regulation and Development) Act (RERA) mandates specific documentation that must be verified before purchase.
At TBPL Homes, we believe an informed buyer is a confident buyer. Here is a complete, RERA-compliant checklist of property documents required when purchasing a home in Thrissur.
1. Sale Agreement
The Sale Agreement defines the commercial and legal terms between the buyer and the developer. It includes:
- Total property value
- Payment schedule
- Possession date
- Penalty clauses
This document is crucial for transparency and future legal protection.
2. Sale Deed & Title Deed
The Sale Deed is the most critical ownership document. Once registered at the local Sub-Registrar Office in Thrissur, it legally transfers ownership to the buyer.
The Title Deed confirms that the seller has a clear and marketable title over the property.
3. Title Search Report
A Title Search Report verifies the ownership history of the property for the past 30 years (or more). It ensures:
- No ownership disputes
- No fraudulent transfers
- Clear legal succession
This is usually prepared by a legal expert.
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4. RERA Registration Certificate
As per Kerala RERA rules:
- Mandatory for projects above 500 sq. meters or 8+ apartments
- Confirms project legality and builder credibility
Always verify the RERA registration number before booking.
5. Latest Property Tax Receipts
Property tax receipts confirm that:
- All local body taxes are paid
- There are no pending dues
This is also required during registration and home loan processing.
6. Encumbrance Certificate (EC)
The Encumbrance Certificate ensures the property is free from legal or financial liabilities, such as:
- Outstanding loans
- Legal disputes
- Mortgages
Banks require this document for loan approval.
7. Occupancy Certificate (OC)
Issued by the local municipal authority after inspection, the OC confirms:
- Construction is as per approved plan
- Property is safe and fit for occupation
Living without an OC may lead to legal and utility issues.
8. No Objection Certificates (NOCs)
Depending on the project location, NOCs may be required from:
- Pollution Control Board
- Fire & Safety Department
- Environment Authority
- Traffic & Sewage Boards
These approvals ensure regulatory compliance.
9. Approved Building Plan
This document shows:
- Floor plans
- Layout approvals
- Setback compliance
Buyers should always verify the sanctioned plan matches the actual construction.
10. Power of Attorney (POA)
If the buyer cannot be physically present during transactions, a legally registered POA allows a trusted representative to act on their behalf.
11. Development Agreement
This agreement outlines:
- Builder and landowner responsibilities
- Construction timelines
- Profit-sharing or rights allocation
It adds another layer of legal clarity for buyers.
Why Choose TBPL Homes in Thrissur?
At TBPL Homes, we go beyond construction—we deliver trust, transparency, and timely delivery. Our projects are:
- Fully RERA-compliant
- Legally verified at every stage
- Designed for modern family living
We assist our customers with complete documentation support, legal verification, and post-sale services.
📞 Contact TBPL Homes today to explore premium residential projects in Thrissur and experience a stress-free home buying journey.
This article is prepared by the documentation and compliance team at TBPL Homes, based on current Kerala RERA regulations and property registration practices followed in Thrissur.
FAQ
What are the property documents required to buy a home in Thrissur?
To buy a home in Thrissur, you must verify the Sale Agreement, registered Sale Deed, clear Title Deed, Encumbrance Certificate, RERA registration, Occupancy Certificate, approved building plan, property tax receipts, and applicable government NOCs as mandated under Kerala RERA.
Is RERA mandatory for buying property in Thrissur?
Yes. RERA registration is mandatory for residential projects in Thrissur that exceed 500 square meters or have more than eight units. It ensures legal compliance, construction transparency, timely possession, and protection of homebuyer interests.
Why is an Encumbrance Certificate important when buying property?
An Encumbrance Certificate confirms that the property has no outstanding loans, mortgages, or legal disputes. It protects buyers from future claims and is a mandatory requirement for housing loan approval from banks and financial institutions.
Can I legally occupy a flat in Thrissur without an Occupancy Certificate?
No. Occupying a flat without an Occupancy Certificate is risky. The OC confirms that the building complies with approved plans and safety norms. Without it, buyers may face legal penalties, utility disconnections, and resale issues.
How do I check if a property title is clear in Thrissur?
You can verify a clear title by reviewing the Title Deed, Sale Deed, and Encumbrance Certificate covering the past 30 years, along with a legal title search conducted by a qualified property lawyer in Thrissur.
What documents do reputed builders provide to homebuyers in Thrissur?
Trusted builders like TBPL Homes provide complete documentation, including RERA registration, sanctioned building plans, statutory NOCs, Occupancy Certificate, Sale Agreement, and registered Sale Deed—ensuring a transparent and legally secure purchase.
Is a Sale Agreement proof of property ownership?
No. A Sale Agreement only outlines the terms of sale. Legal ownership is transferred only after executing and registering the Sale Deed at the Sub-Registrar Office where the property is located.
